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Autopraisal

  • Total Loss Valuation Services

    Your car is totaled, now what? 
    We're here to help.

    Contact Us

When a total loss has occurred don't leave money on the table.

Total losses happen more often than most people realize. Over 25% of car insurance claims result in a vehicle being declared a total loss. When that happens, the insurer offers a settlement based on your car’s Actual Cash Value (ACV).


The problem? That number often comes in lower than what your vehicle is actually worth—and that’s extremely common. ACV calculations involve many variables, and insurers have a financial incentive to keep payouts as low as possible. What most people don’t know is that total-loss settlements are negotiable, even if you’re told otherwise.


The key to negotiating successfully is solid, verifiable market data, not just basic online listings. That’s where an independent appraiser comes in. Autopraisal provides unbiased valuations and the documentation needed to challenge low offers and secure the compensation you deserve.


We offer two simple options to help you resolve your total loss quickly, fairly, and often for more money. Explore your options and contact us to get started.

Total Loss Valuation

Autopraisal will provide comprehensive unbiased independent research and reporting that will help you settle for more. We back that with our '125% Fee' Guarantee'. You've got nothing to lose, except time by not contacting us today!

Let's Talk...

Total Loss Concierge (TLC)

We'll complete our in-depth market driven research, build our detailed report, review it with you, and negotiate with the insurance company on your behalf (vehicle settlement only). Let us shoulder the stress!


$599 Flat Fee

Total Loss Express (TLE)

We'll complete our in-depth market driven research, build our detailed report, and provide the evidence needed to justify a higher settlement. You'll handle your own negotiations.


$399 Flat Fee

Service Areas

We're growing fast and currently helping clients in Kentucky, Indiana, and Ohio Settle for More on their insurance auto claims. 

If you're outside of this region we may be able to help you. Contact our team to today!

KENTUCKY

Proudly serving the residents of the Bluegrass state. Contact Autopraisal for Kentucky Total Loss and Kentucky Diminished Value claims assistance.


INDIANA

Proudly serving the residents of the Hosier state. Contact Autopraisal for Indiana Total Loss and Indiana Diminished Value claims assistance.

OHIO

Proudly serving the residents of the Buckeye state. Contact Autopraisal for Ohio Total Loss and Ohio Diminished Value claims assistance.
Total Loss Valuation FAQs

No, we're able to pull information and data on your vehicle from data sources to reflect options, title history, and more. During our intake process, we'll ask you to submit some recent photos of your vehicle. Additionally, if your vehicle is located at a body shop or collision center, we'll obtain your agreement for them to send us some photos. Our process renders a complete valuation report in very little time. This process helps to keep the cost low and offer flat fee pricing.

No. Autopraisal is not a law firm. We do not offer legal advice or act as legal counsel at any capacity. We're happy to communicate with your attorney through the process. In some cases, when necessary if you're attorney represented we'll obtain documentation of authority from them to negotiate on your behalf for the value of your vehicle.

Our fee is paid by you. Payment is required by credit card to start the process. In the event we determine we can't prove a value of at least 125% of the fee higher than the insurance companies offer, we'll refund 100% our fee immediately.

This happens. You simply will pay the difference, complete a few additional steps giving us permission to negotiate, and we'll step in.

As a part of the Concierge process we may need to invoke the appraisal clause, if necessary. Our goal is settle the total loss directly with the insurance company, however if they are unwilling to cooperate or negotiate we may look to invoke at that point. We'll discuss this with you prior as this may lead to additional 3rd party costs that you'll need to cover. We always reserve this right in writing with the insurance company at the beginning of our process. 

These are all good online resources when competitively shopping for a car. Our research goes much further in-depth. We pull comps for sale and often previously sold, adjust values based on options you vehicle has versus the comparable, adjust for mileage, condition and more. This process is very similar to what many insurance companies do, but our research is unbiased which typically yields a more accurate value.

Autopraisal is able to provide valuation reporting on standard passenger autos and truck/vans, as well as others.