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Autopraisal

  • Total Loss Valuation Services

    Your car is totaled, now what? 
    We're here to help.
    Contact Us

When a total loss has occurred don't leave money on the table.

Total losses happen more often than most people realize—over 25% of all car insurance claims end with the vehicle being deemed a total loss. After an inspection, or even after repairs have begun, the insurance company may decide your car isn’t economical to fix. They’ll then make a settlement offer based on the vehicle’s Actual Cash Value (ACV).


But here’s the part many people don’t expect: the ACV they offer often doesn’t match what you believe your car is truly worth—and that’s extremely common.

Determining an accurate ACV involves many variables, and not all of them work in your favor. Insurance companies have a financial incentive to control their payout, and that can directly impact the number they present to you.


To negotiate effectively, however, you need solid market data, not just basic online listings. Typical internet searches rarely provide the detailed, verifiable information required to justify a higher value.


That’s where an independent vehicle appraiser becomes essential. Autopraisal is an unbiased appraisal firm specializing in total-loss valuation support. We provide the documented evidence you need to challenge an undervalued settlement and secure the compensation your vehicle truly deserves.


We offer two simple options to help resolve you total loss quickly, fairly, and almost always for more money. Check out our options below and contact us when you're ready to get started. 

Total Loss Valuation

Autopraisal will provide comprehensive unbiased independent research and reporting that will help you settle for more. We back that with our 'At-Least-the-Fee' Guarantee'. You've got nothing to lose, except time by not contacting us today!

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Total Loss Concierge (TLC)

We'll inspect your vehicle, complete our research, build our detailed report, review it with you, and negotiate with the insurance company on your behalf (vehicle settlement only). Let us shoulder the stress!


$599 Flat Fee

Total Loss Express (TLE)

We'll inspect your vehicle, complete our research, build our detailed report, and provide the evidence needed to justify a higher settlement. You'll handle your own negotiations.


$399 Flat Fee

Service Areas

Kentucky Counties

Jefferson - Oldham - Trimble - Henry - Shelby  Spencer - Bullitt - Nelson - Hardin - Meade - Larue

Indiana Counties

Clark - Floyd - Harrison - Washington - Scott


Total Loss Valuation FAQs

Where will you inspect my vehicle?

Provided that your vehicle is located within any of the 16 Kentuckiana counties that we currently service, we'll inspect your vehicle just about anywhere that is safe. If you vehicle is not currently in a safe location, such as parked roadside, we ask that you have it moved to a safe location first.

I have attorney for my injuries, will you replace my attorney?

No. Autopraisal is not a law firm. We do not offer legal advice or act as legal counsel at any capacity. We're happy to communicate with your attorney through the process. In some cases, when necessary if you're attorney represented we'll obtain documentation of authority from them to negotiate on your behalf for the value of your vehicle.

How is your fee paid?

Our fee is paid by you. Payment is required by credit card to start the process. In the event we determine we can't prove a value of at least our fee higher than the insurance companies offer, we'll refund our fee immediately.

What happens if I pay for the Total Loss Express, but later want help negotiating?

This happens. You simply will pay the difference, complete a few additional steps giving us permission to negotiate, and we'll step in.

Will you invoke the appraisal clause with the insurance company?

As a part of the Concierge process we may need to invoke the appraisal clause, if necessary. Our goal is settle the total loss directly with the insurance company, however if they are unwilling to cooperate or negotiate we'll look to invoke at that point. We'll discuss this with you prior. We always reserve this right in writing with the insurance company at the beginning of our process. 

How is your research different from NADA, KBB, and even cars.com?

These are all good online resources when competitively shopping for a car. Our research goes much further in-depth. We pull comps for sale and often previously sold, adjust values based on options you vehicle has versus the comparable, adjust for mileage, condition and more. This process is very similar to what many insurance companies do, but our research is unbiased which typically yields a more accurate value.

What types of vehicles can you provide a valuation for?

Autopraisal is able to provide valuation reporting on standard passenger autos and truck/vans, heavy equipment like semi-trucks, motorcycles, and RVs.